best way(s) to carry money from UK?

[srij]

Hi

I think this should really have gone in the 'India Basics' forum but I'm not allowed to post there - don't know why.

I would like some advice from anyone very experienced who's checked out the options for carrying money from UK RECENTLY.

I am too young and don't have a credit history so Nationwide's no-transaction fee account is not an option, similarly HSBC and Abbey.

The remaining options are: Post Office travelmoney card or travellers cheques. And both of these you can choose sterling or dollars. There is no transaction fee for dollars but there is the exchange rate difference where they make their money.

Is it relevant/ important that GBP is stronger and more stable compared to USD at the moment?

Is it also useful to take some GBP or USD notes - a medium smallish amount, or not? Which is better?

I need to make a decision in the next few days, so unless you're very quick it may be too late for me, but still the info might be useful for others - especially if this thread could be moved by the mods to the 'India Basics' forum where you'd expect to find it.

Thanks


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